Employees of the Barrow County government will pay more out-of-pocket for health insurance in the next fiscal year as the county grapples with cutting a wide gap between projected income and expenses.
At a Barrow County Board of Commissioners meeting July 19, the BOC voted unanimously for another year of health coverage through the Athens Area Health Plan Select. The new plan will not raise the county’s costs for FY2011, but it will increase employees’ share of the costs.
Employees’ premium costs under the lower-cost HMO plan will rise from $4.99 to $17.13 per pay period for individual coverage; from $64.78 to $89.07 for an employee plus one dependant; and from $124.58 to $161 for family coverage.
Employees choosing the more expensive Point of Service plan will pay $32.01 per pay period for individual coverage; $118.82 for employee-plus-one coverage; and $205.63 for family coverage.
With no money for pay raises in the coming year, the changes in the health care plan will reduce employees’ take-home pay.
But it could have been worse.
An option rejected by the board would have reduced the county government’s share of premiums to 80 percent for employee-only coverage and 60 percent for all dependant coverage.
That option would have saved the budget about $258,000.
Commissioner Steve Worley pointed out during the board’s discussion of the issue that the unrealized savings will have to be covered some other way in the new budget. But Commissioner Eva Elder said the board’s selected plan would be kinder to employees while not costing the county government any additional money.
“They already had pay cuts and this increases what they have to pay on their insurance, but it is no increase to the county,” she said.
Commissioner Larry Joe Wilburn cautioned employees in the upcoming year to use only the benefits under the plan that they medically need, because premium costs are tied directly to how much in benefits the insurance company pays.
Athens Area Health Plan Select as of April had paid out in benefits slightly more than it had collected in premiums from the county government and its employees, according to a July 13 proposal presented to the board by the county’s insurance broker, MSI Benefits Group of Kennesaw.
EMPLOYEES CONFUSED BY VOTE
Employees at the meeting walked away confused by the board’s action because BOC chairman Danny Yearwood’s presentation of the options was inaccurate and unclear.
He initially said the option later chosen by the board would mean “no increase to the employees at all.”
Questioned by Elder about that misstatement, he corrected himself and said the option would mean no increased cost to the county government.
For more on this story, see the July 21 edition of the Barrow Journal or click here to read the full story online when you subscribe to our new e-edition.
Then again, perhaps your "BS" degrees are just that.
Next time you call for someone to help you, then maybe everyone has gone to the private sector to stay away from whiners like you.
With many of Barrow taxpayers losing jobs and homes a tax increase is insane!
Rising costs of insurance?...hello?..join the real world out here! My family's health care costs have been rising for several years now - with NO raises. I am just thankful to have a job!
Can't wait 'til our next open enrollment to see what all that "great" legislation has done for my family!
The county needs to do the same. We are at a point where there is not a choice left. If departments do not work together and sacrifice (yes every department in the county), the county will file bankruptcy. Then there will not any county employment because no one can pay thousands more in taxes. Can't get blood out of a turnip.
County government become cohesive, get smart and cut--overide department heads. Become business-minded and save our county. You have too....there is not a choice.
The one clear thing the democraps would not go near in their so-called insurance reform, was Torret reform, make the other side pay in a malpractice suit. Right there would make all plans cost less.